terms of use

Updated January 27, 2019

This website is operated by Finstad Coins. Throughout the site, the terms “we”, “us” and “our” refer to Finstad Coins. Finstad Coins offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here, and in our privacy policy, cookie policy, and shipping and returns policies.

By accessing our site, visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Use,” “Terms,” “Terms of Service”), including those additional terms, conditions, and policies referenced herein and/or available by hyperlink. These Terms apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content, regardless of whether or not the user has an account.

Please read these Terms carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

Any new features or tools which are added to the current store shall also be subject to the Terms of Use. You can review the most current version of the Terms at any time on this page. We reserve the right to update, change or replace any part of these Terms at any time, at our sole discretion, by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. We reserve the right to change these Terms at any time without notice.

General

We reserve the right to refuse service to anyone for any reason at any time, at our sole discretion.

You understand that your content (excluding credit card and other payment information), may be transferred unencrypted and involve (a.) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card and other payment information are always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

Purchases

By agreeing to these Terms, you represent and warrant that you are at least thirteen (13) years of age or older (for our US customers) or the age of majority in your state, province, region, or country of residence. If you are under the age of eighteen (18), you agree that you have received explicit permission from your parent(s) or guardian(s).

You may not use our products or services for any illegal or unauthorized purpose (including but not limited to the creation of weapons of mass destruction) nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any malware, viruses, trojans, worms, adware, spyware, rootkits, key-loggers, or any code of a destructive nature.

A breach or violation of any of the Terms will result in immediate termination of your account and/or use of the Service. We reserve the right to restrict or terminate your use of our Services at any time for any reason, at our sole discretion, regardless of whether or not any Terms or policies have been violated.

By making a purchase with the Service, you represent and warrant that you a.) have the legal right to use any credit, debit, and/or prepaid card(s) or any other payment method(s) in connection with your purchase and b.) your information is accurate, complete, and up-to-date. Finstad Coins uses Stripe and other third-party services for the purpose of facilitating payment and for the completion of purchases and orders. By submitting your information, you agree to provide your information to these third parties subject to our Privacy Policy. By purchasing any item or service on the Service, you agree that you have read and agree to any terms or policies for any third-party service you choose to use for payment (including but not limited to, Stripe, Square, Venmo, and/or PayPal).

Stripe: Terms of Use, Privacy Policy

Square:
Venmo:

PayPal:

Account

By creating an account, you agree that all information you provide us is accurate, complete, and up-to-date. If something changes, you must update your account as soon as possible. If you provide inaccurate, obsolete, or incomplete information, we reserve the right to terminate your account and use of the Service at any time, at our sole discretion. We are not required to disclose information about any account termination to any user, including you.

When registering for an account, you may not choose a username that includes any of the following:

  • Names or trademarks of another company or entity
  • Inappropriate, obscene, offensive, or vulgar language
  • Copyrighted content
  • Any terms that suggest that you are a part of Finstad Coins (including but not limited to “Finstad,” “Administrator,” “Admin,” or “Sales.”)
  • Any other content that is owned, trademarked, or copyright by an entity other than you.

By creating an Account or signing up for our email list, you agree to subscribe to our newsletters, marketing, and promotional materials, and any other information or material we may send to your email address, postal address, or phone. You may, however, opt out of any and all communications by a.) using the unsubscribe link in your email; b.) texting STOP to any phone messages; or c.) contacting us directly to cancel all communications, including communication to your physical address.

You are responsible for maintaining the security and confidentiality of your account (including but not limited to your username and password). You agree to accept any and all responsibility for any and all actions that occur under your account. You must notify us immediately if you become aware of unauthorized use of your account or a security breach. To help protect your security, you must use a password that is different from any other Site and/or Service.

We reserve the right to terminate or revoke your access to the Service at any time, for any reason.

Orders

We reserve the right to refuse any order you place with us. We may, at our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the email and/or billing address/phone number provided at the time the order was made. We reserve the right to limit, prohibit, or cancel orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors. We also reserve the right to limit, prohibit, or cancel any order and we are not obliged to provide any reason for the limitation, prohibition, or cancellation.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including, but not limited to, your email address, shipping/billing address, credit card numbers, and expiration dates so that we can complete your transactions and contact you as needed.

For more information, please review our Return Policy and Shipping Policy.

Accuracy

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information is not necessarily current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to indicate that all information in the Service or on any related website has been modified or updated.

Modifications

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

Products

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate.

We reserve the right but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

Promotions

Any contest, promotion, sweepstakes, or giveaway (collectively “Promotions”) made available through the Service or through any account or Service owned and/or operated by Finstad Coins may be governed by rules and policies outside of these Terms. If you participate in any contest, promotion, sweepstakes, or giveaway, you must review the applicable rules and Terms in connection with the promotion, as well as our privacy policy. If the rules for a Promotion conflict with these Terms, the promotion rules will overrule these Terms in those situations, however, any remaining portion of these Terms and/or policies that do not conflict with the Promotion policies will remain in effect.

Third-party

We may provide you with access to third-party content over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such content on an ”as is” and “as available” basis, without any warranties, representations, or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party content and/or services.

Any use by you of optional content offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms and policies on what content is provided by the relevant third-party provider(s).

We may also, in the future, offer new services and/or features through the website (including, the release of new content and resources). Such new features and/or services shall also be subject to these Terms and any other applicable policies.

Certain content, products, and services available via our Service may include materials from third parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's terms, policies, and practices and make sure you understand them before you engage in any transaction or access the third-party content and/or services. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

Submissions

If, at our request, you send certain specific submissions (for example contest entries or reviews) or without a request from us you send creative ideas, suggestions, proposals, plans, reviews, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us at our sole discretion without notice. We are and shall be under no obligation to (a.) maintain any comments in confidence; (b.) pay compensation for any comments; (c.) to respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party’s intellectual property or these Terms.

You agree that your comments and/or reviews will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments and/or reviews. You are solely responsible for any comments and/or reviews you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Photos

Many of the items contained on the Service contain images, pictures, and/or photos of the coin, banknote, or other items. If Finstad Coins is the legal owner of the pictures, photos, and/or images and you purchased the item directly through our Site and not from a third-party seller, you are provided the right to use any photo(s) for your own personal use, as long as the photo is of the exact item you purchased. We are still the owner of all photos and reserve the right to decline, restrict, and remove your license to use the photos for any reason at our sole discretion. You may not at no time use any of our photos for any commercial use case (including but not limited to personal or third-party business promotion or sale of the item.) To be allowed access to any photo(s), you must have paid for the item in full, the payment must be fully confirmed, and you must have full ownership and inventory of the item, thus it cannot be currently in transit and/or shipping.

Counterfeiting

You may not use any items purchased or any content from our the Service to aid in the creation of or study of counterfeiting. If you are found to be a part of, or the leader, of a counterfeiting ring or personal counterfeiting operation, your access to the Service will be revoked and legal action may be taken against you.

Grading

Any grades that may be listed on any page on our site are to be used as approximations only and we do not guarantee any coin will receive the listed grade when submitted to a third-party grading service (including but not limited to PCGS, NGC, ANACS, and ICG.) We also do not guarantee you, or any other dealer or individual will grade the coin the same way. Use the images of the coins before buying and never base the coin solely on the grade listed in the description.

Prohibitions

In addition to other prohibitions as set forth in the Terms, you are prohibited from using the site or its content (a.) for any unlawful purpose; (b.) to solicit others to perform or participate in any unlawful acts; (c.) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d.) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e.) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f.) to submit false or misleading information; (g.) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h.) to collect or track the personal information of others; (i.) to spam, phish, pretext, spider, crawl, or scrape; (j.) for any obscene or immoral purpose; or (k.) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited or for any reason at our sole discretion without notice.

Liability

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is' and ‘as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Finstad Coins, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Finstad Coins and our parent company, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference or your violation of any law or the rights of a third-party.

Severability

In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.

Termination

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms are effective unless and until terminated by either you or us. You may terminate these Terms or any of our policies at any time by notifying us that you no longer wish to use our Services, or when you cease using our site. If desired, you may request to have your account and any information about you removed at any time if you choose to terminate these Terms or any of our policies. We reserve the right to refuse removal, termination, and/or cancellation for any reason at any time at our sole discretion.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

Intellectual Property Rights

If you are a copyright owner or are authorized on behalf of one and you believe that your or your employer’s intellectual property rights have been copied in a way that constitutes copyright infringement, please contact us at contact@finstadcoins.com with the subject line “Copyright.” Include in your claim a detailed description of the alleged infringement, following the DMCA Guidelines below.

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing us with the following information in writing (see 17 U.S.C. 512(c)(3) for more information:

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest;
  • A description of the copyrighted work that you claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
  • Identification of the URL or other specific location on the Service where the material that you claim is infringing is located;
  • Your street address, telephone number, and email address;
  • A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

You may be held accountable for damages, including costs and attorney’s fees for misrepresentation or bad-faith claims on the infringement of any content found on and/or through the Site.

Agreement

The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

These Terms and any policies or operating rules posted by us on this site or in respect to the Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms).

Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

Governing Law

These Terms and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the state of Illinois, the federal government of the United States, and/or any local, county, or community government(s), regardless of your state, province, region, or country of residence.

Disputes

By using or accessing the Finstad Coins site(s), you accept that you have read and agree to this important section. This section may significantly affect your legal rights and your right to file a lawsuit in court. All disputes arising out of or related to these Terms and/or any other rules and/or policies or the relationship and/or business between you and Finstad Coins (including but not limited to fraud, misrepresentation, and contract) will be resolved directly through us instead of in a court by a judge or jury. By using our Service(s), you agree that you are waiving your right to sue us in court and to have a trial by jury. You are agreeing to give up the ability to participate in legal action or a class action lawsuit. We will always do our best to solve any disputes promptly, efficiently, and properly to avoid further escalation. This section is intended to help prevent fraud and save money for both sides of the dispute.

Changes

You can review the most current version of the Terms at any time on this page. We reserve the right to update, change or replace any part of these Terms at any time, at our sole discretion, by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. We reserve the right to change these Terms at any time without notice.

Privacy

Your submission of personal information through the Service is governed by our Privacy Policy.

Contact

Questions about the Terms and/or any other policies and/or rules should be sent to us at contact@finstadcoins.com.